Loudoun real estate market September 2025

Want to get a feel for how the Loudoun County (and West) real estate market fared in September 2025? The September 2025 Contract Roundup from District Title and MBH Settlement Group gives us a clear snapshot of how the Loudoun & Western real estate markets look using contract data — and it’s packed with useful insights for both buyers and sellers.

💰 Seller-Funded Deals

This month, 100% of contracts included seller funding, which covers things like closing cost assistance or contributions toward buyer-agent compensation. That shows sellers are still willing to be flexible to help deals move forward — a sign of cooperation in today’s market.

🔍 Contingencies in Focus

Buyers continue to protect their interests with contingencies:

• Financing: 69% of contracts included this safeguard.

• Home Inspection: 77% of buyers wanted an inspection before closing.

• Appraisal: 54% included appraisal contingencies, ensuring homes are priced right for the market.

💵 How Buyers Are Paying

Financing remains king, with 85% of buyers purchasing homes with loans. Only 15% of buyers paid cash — consistent with national patterns as interest rates influence purchasing power.

🏘️ Property Type Breakdown

Townhomes led the way again at 61%, while condominiums made up 39%. This highlights the strong demand for low-maintenance homes that still offer great community amenities — a hallmark of Loudoun County living.

📊 Accepted Offer Trends

• 23% of homes sold above asking

• 46% sold at asking

• 31% were below asking or off-market

Pricing a home accurately remains the key to success — homes listed right are moving quickly, and well-prepared sellers are seeing results.

The September numbers point to a steady, balanced market where both sides are finding ways to make it work. Whether you’re buying your first home or thinking about listing before the holidays, there’s opportunity in the air.

Looking for the prices of homes in Ashburn? Here are the most recent numbers.
Check out Loudoun’s prices here

📞 Let’s use the September 2025 Loudoun estate market numbers to help you determine your next move.
Let’s connect — from contract to keys, I’ve got you covered.

Nancy Pav | “You Gotta Have Pav!”
Your Northern Virginia Real Estate Expert